Mortgage Broker and Advisor in Surrey
A mortgage broker Surrey is your secret weapon to finding the best value home loans on the market - in a fraction of the time it would take to sort through the thousands of mortgages on the market!
Revolution Brokers is a top mortgage broker in Surrey, with years of experience and a superb track record of negotiating favourable rates.
Here we'll explain why a mortgage broker Surrey can help - and what to look for when choosing the right broker.
What Does a Mortgage Broker Surrey Do?
Our role is to support clients, from first-time buyers to commercial businesses, find the most suitable and affordable mortgage product out there.
Revolution mortgage brokers Surrey deliver insights into the broad range of mortgages available, providing independent guidance about support initiatives, niche lenders, bespoke products and structured mortgage deals that meet your property aspirations.
Our mortgage broker Surrey team cover:
- First-time buyer, shared ownership and Right to Buy mortgages.
- Remortgages, capital release loans, retirement mortgages and debt consolidation.
- Commercial mortgages, development finance and bridging loans.
Whether an investment landlord, established business, or individual looking to get onto the property ladder, a mortgage broker Surrey is there to make sure your deal is suitable.
We leverage the power of expertise and reputation to negotiate broker-exclusive deals that you wouldn't find anywhere else on the market!
Why Choose Revolution as Your Mortgage Broker Surrey?
Revolution mortgage brokers Surrey believe we do things differently, with a wholly client-first approach putting your needs and affordability requirements at the top of our focus.
Our teams offer:
- 100% independence means we recommend any product we feel provides the most substantial advantages for you.
- Whole-of-market access - we're not tied to any bank or lender, so browse the entirety of the UK mortgage framework to identify the very best deals.
- Professional support - our mortgage broker Surrey teams help with everything, from calculating affordability, completing paperwork, and getting your application over the finish line.
- Award-winning financial skills - advice from Revolution covers your mortgage comprehensively, whether we know there are support schemes to your benefit or another alternative borrowing product more viable than a mortgage.
Over the years, our mortgage broker Surrey teams have managed a cast range of projects, from significant development loans and bridging finance for major commercial projects through to thousands of home loans.
Do I Need a Mortgage Broker Surrey?
Now, there is no mandatory requirement to use a mortgage broker Surrey.
However, some serious pitfalls can cost tens of thousands of pounds in mortgage fees and interest charges that an expert broker would easily avoid.
1.Price Comparison Sites Are Not Comprehensive
Lots of people think that the fastest way to find a mortgage is through a price comparison site. Sure, they're helpful to get an idea about how much you might be able to borrow and how much it would cost per month.
However, we strongly advise using a mortgage broker Surrey for far more options.
Price comparison sites only show the lenders who pay to advertise there and are often a snapshot of some example products available without showcasing the best deals.
2.Banks Cannot Offer Independent Mortgage Advice
Another common way to start searching for a mortgage is to approach your regular bank.
It's crucial to recognise that banks are not mortgage experts. A high street lender will rarely be as competitive or flexible as a mortgage specialist, primarily working directly with mortgage brokers Surrey.
A bank can only sell you the products they have, so it's far more advantageous to approach a skilled broker who can evaluate which products offer you the best value.
3.Low Interest Doesn't Always Mean Low Cost
Mortgages advertised with impressive interest rates are designed to snag your attention!
That said, interest is only one cost element of a mortgage. Revolution, as mortgage brokers Surrey, looks at all the factors.
We'll assess arrangement fees, exit penalties, administration charges and the interest calculation method to offer like-for-like comparisons, so you know your deal really is the most beneficial.
4.Many Mortgage Products Are Not Sold to the Public
Specialist mortgage lenders can provide many home loans with adaptable criteria and diverse term lengths tailored to their client's needs.
Niche lenders tend only to offer exclusive deals with mortgage brokers Surrey, and so going it alone means you instantly cut out access to some of the most lucrative mortgages out there.
5.Brokers Have Greater Negotiating Potential
Our role is to negotiate your mortgage terms and ensure the lender can offer the most competitive rates they have. Mortgage brokers Surrey, therefore, look to achieve margins of improvement, even at highly competitive rates.
6.Non-Standard Mortgages Require a Non-Standard Approach
Many properties and people fall outside of the generic criteria of a bank - perhaps they have a credit issue from a few years ago or want to purchase a timber-framed building that a bank considers a higher risk.
In any scenario where you have been turned down for mortgage finance or need to purchase something a little out of the ordinary, a mortgage broker Surrey is your best chance of success.
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